Insurance that protectsand pays you back.
@naviinsure helps founders, operators, and asset owners cut premium waste and keep their underwriting profit — through commercial coverage, captive insurance, direct-carrier access, and reinsurance profit-sharing.

Trusted by founders, operators, and investors
One partner. Total protection.
Business Insurance
Commercial coverage tailored to your operation, risk profile, and industry.
Captive Insurance
Become your own insurance company and keep the underwriting profit.
Direct Carrier Access
Skip the markup with direct relationships to top-rated carriers.
Reinsurance & Profit Sharing
Share in the profits your policies generate through reinsurance structures.
Risk & Claims Management
Proactive risk controls and hands-on claims advocacy when it counts.
Personal & Executive Lines
Protect the people behind the business with tailored executive coverage.
Simple, transparent,built to save.
Tell us about your business and your current coverage. We optimize and structure the right program — most operators cut premium waste and start keeping their underwriting profit.
- 1Share your coverageSend us your current policies — no long forms, no obligation.
- 2We optimize & structureOur team rebuilds your program across 11+ coverage lines and captive options.
- 3Save & profitCut premium waste and keep the underwriting profit that used to leave the door.
No obligation. We reply within one business day.